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Social Security COLA
Calculator
See your new monthly benefit after the 2026 cost-of-living adjustment, and project future years under your own assumed increase.
✓ No Sign Up Required
✓ 100% Private
✓ 2026 COLA Built In
✓ Multi-Year Projection
Your New 2026 Monthly Benefit
$0
+2.8% cost-of-living adjustment
📅 Projected Future Benefit
| Year | Est. Monthly Benefit | Est. Annual Benefit |
|---|
Projection assumes your own entered COLA rate repeats every year — actual future COLAs are announced annually and will vary.
⚠️ This is a gross benefit estimate. Medicare Part B premiums (often deducted directly from your check) and any tax withholding are not included, and typically offset part of the increase.
How This Calculator Works
Your new 2026 benefit is simply your current monthly amount multiplied by the official 2.8% COLA. For the projection, each future year compounds on the prior year's estimated benefit using whatever annual rate you enter — since no one, including SSA, knows future COLAs until they're announced each October.