See what actually lands in your bank account after federal tax, state tax, Social Security, and Medicare.
✓ Current 2026 Tax Brackets✓ 100% Free✓ Private — Data Stays in Your Browser
⚠️ This is an estimate, not your official pay stub. Real employer payroll withholding uses the IRS's specific automated payroll percentage-method tables (Publication 15-T), which can differ slightly from the annualized-bracket method used here. Your actual paycheck may vary by a small amount. This isn't tax advice — talk to a tax professional for anything specific to your situation.
📋 Your Info
Enter your income, filing status, and dependents
Income
Filing Info
State Tax
💰 Add 401(k) Contribution
💡 Traditional 401(k) contributions reduce your taxable income for federal and state tax — but not for Social Security or Medicare, which apply to your full gross pay.
Take-Home Per Paycheck
$0
Where Your Paycheck Goes
Take-Home
Federal Tax
State Tax
FICA
401(k)
⚠️ What this doesn't include: local/city income taxes, health insurance premiums, HSA/FSA contributions, wage garnishments, or state-specific disability/family leave payroll taxes (like NJ's SDI/FLI). If those apply to you, your real take-home will be somewhat lower than shown here.